That's why we offer TrustPay, a fantastic way to get finance on TVs with no credit check. Yes, you read that right – you could be enjoying your brand-new television sooner than you think, all without the hassle of a traditional credit inquiry.
TrustPay is our unique store-credit facility, designed with you in mind. It offers up to £1,200 towards your purchase, and the best part? It's 0% APR. This means you only pay back the price of your TV, spread over manageable monthly instalments, without any hidden interest charges. It's a straightforward, transparent, and fair way to buy the electronics you need, even if your credit history isn't perfect.
Can I really get a TV on finance with no credit check?
Absolutely! This is precisely what TrustPay is all about. Unlike many traditional lenders and retailers who perform hard credit checks that can sometimes negatively impact your credit score, Trusty Stores takes a different approach. We believe in looking at your current ability to pay, rather than dwelling on past financial hiccups. This means we don't perform a credit check when you apply for TrustPay. Our focus is on making it easy and accessible for everyone in the UK to get the products they need, including that fantastic new TV you've been eyeing.
How does TrustPay work for buying a TV?
It's incredibly simple! When you shop at Trusty Stores, you'll see the option to use TrustPay at the checkout. Instead of a credit check, we use a quick and easy affordability assessment. This usually involves checking things like your income and outgoings to ensure the repayments are comfortable for you. It's a much more understanding and flexible process than you might find elsewhere.
Once approved – which often happens very quickly – you can use your TrustPay credit to purchase your desired TV, up to the value of your approved limit. Then, you'll simply set up your monthly repayments, enjoying your new TV right away without the immediate full cost.
What kind of TVs can I buy with TrustPay?
At Trusty Stores, we pride ourselves on offering a wide range of high-quality televisions to suit every budget and preference. From stunning 4K Ultra HD smart TVs that bring your favourite movies to life, to more compact models perfect for a bedroom or kitchen, you'll find an excellent selection. TrustPay can be used across our entire range of TVs, so you're not limited in your choice just because you're using our finance option. You can browse all the latest models and features, knowing that TrustPay is there to help you spread the cost.
Is TrustPay genuinely 0% APR?
Yes, absolutely! We understand that when looking for finance on TVs no credit check, it's easy to be wary of hidden fees or high interest rates. With TrustPay, what you see is what you get. We are committed to transparency, and our 0% APR promise means you will never pay a penny more than the ticket price of your TV. There are no interest charges, no application fees, and no early repayment penalties. We want to make sure you can afford your new TV without any unpleasant surprises down the line.
Who is eligible for TrustPay?
TrustPay is designed for UK residents aged 18 or over. While we don't perform a credit check, we do look for a few things to ensure the agreement is suitable for you:
- You must be a UK resident.
- You need to be 18 years old or over.
- You should have a regular income, whether from employment, benefits, or a pension.
- You must have a valid UK bank account to set up your direct debit payments.
Our aim is to be as inclusive as possible, and we've helped thousands of customers get the products they need, regardless of their past financial history.
Frequently asked questions
What if I miss a payment?
We understand that sometimes unexpected things happen. If you anticipate or have missed a payment, it's important to contact Trusty Stores as soon as possible. Our friendly customer service team will discuss your options and work with you to find a solution. Communication is key!
How long are the repayment terms?
Repayment terms for TrustPay are flexible and designed to be manageable. Typically, you can spread the cost over several months. The exact terms will be clearly outlined during your application process, allowing you to choose a schedule that suits your budget best.
Can I use TrustPay for other items at Trusty Stores?
Yes! While we've focused on TVs here, TrustPay can be used across a wide range of products available at Trusty Stores, including laptops, home appliances, and other electronics. It's a versatile store credit solution for all your essential purchases.
Shop with Trusty Stores and discover the easy way to get your new TV with TrustPay.